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Important legal notice


  1. Company and regulation details

    Standard Life plc (SC286832), Standard Life Assurance Limited* (SC286833), Standard Life Bank Limited* (SC173685), and Standard Life Employee Services Limited (SC271355) are all registered in Scotland at Standard Life House, 30 Lothian Road, Edinburgh EH1 2DH.

    *Authorised and regulated by the Financial Services Authority ("FSA") (except for Standard Life Bank Limited's "Buy to Let" mortgages).

    The FSA Register Reference Number for Standard Life Assurance Limited is 439567
    and for Standard Life Bank Limited is 187878. The FSA Register can be found at http://www.fsa.gov.uk/pages/register/.

    Standard Life Charity Fund, registered in Scotland and limited by guarantee (SC213596), and recognised as a Scottish charity (SC030702), Standard Life House, 30 Lothian Road, Edinburgh EH1 2DH.

    Standard Life group VAT number GB270347469.

    Any reference within the pages of this site to, "Standard Life" means Standard Life plc, "Standard Life Assurance" means Standard Life Assurance Limited, "Standard Life Bank" means Standard Life Bank Limited, "Standard Life Employee Services" means Standard Life Employee Services Limited, "Standard Life group", means Standard Life plc and its subsidiary companies, and "we", "our" or "us" means Standard Life group, unless otherwise indicated.

  2. General Disclaimers and terms

  3. While we have taken all reasonable care to ensure that the information contained within the pages of this site is accurate, current and complies with relevant UK legislation and regulations as at the date of issue, errors or omissions may occur due to circumstances outside our control. We reserve the right to change the content, presentation, performance, facilities and availability of all or part of the pages of this site at our sole discretion and without prior notice. We make no warranty or representation that the pages of this site can be accessed at all times during the UK hours of business stated on this site. This site may be temporarily unavailable or restricted for administrative or other reasons. We will not be liable for any loss or damage arising out of or in connection with the loss of the use of this site.

    We include hypertext links from the pages of this site to third party websites that you might want to visit. We do not vet these websites, nor do we control their content. We cannot accept any liability for the use of these websites and the information contained therein or for these sites not being available at all times. The links to these websites are provided for general information or convenience purposes and the websites concerned and their contents are not endorsed or promoted by us, unless otherwise stated. Please note that when you click on a hypertext link to one of these websites, you will leave our site and access the other website at your own risk.

    By accessing this site, you shall be deemed to have accepted, and agreed to be bound by, the terms of this Important Legal Notice, which will be governed by and construed in accordance with the law of Scotland, unless otherwise stated.

  4. Advice

    Nothing on the pages of this site shall be deemed to constitute financial or other professional advice in any way and you should consult your financial adviser or other professional adviser if you require any financial or other professional advice.

  5. Copyright and trade mark

    © 2006 - 2008 Standard Life. All rights reserved.

    Copyright in the pages of this site, in the screens displaying the pages and in the information and material contained therein and their arrangement, is owned by Standard Life Employee Services, or such other member of Standard Life group as Standard Life Employee Services may direct, unless otherwise indicated.

    Standard Life Employee Services, or such other member of Standard Life group as Standard Life Employee Services may direct, may also claim trade mark and service mark rights in marks contained within the pages of this site.

    Reproduction of these pages in whole or in part without the prior written consent of Standard Life Employee Services, or such other member of Standard Life group as Standard Life Employee Services may direct, is strictly prohibited unless for private, non-commercial viewing purposes.

  6. E-mail

    Please note that there is no guarantee that any e-mail sent will be received, or that the contents of any such e-mail will remain private during Internet transmission. If you have any such concerns, you may prefer to use the telephone or postal system instead.

    We reserve the right to monitor the use and content of e-mails which are sent from and received by us for the purposes of ensuring compliance with our own e-mail policy, and identifying and taking action against unlawful or improper use of our systems, including, but not limited to, spoofing, the transmission of computer viruses and denial of service attacks.

  7. Downloads

    Please note that any software is downloaded at your own risk. We do not warrant the suitability of any such software, which is downloaded and accept no liability for any problems with your computer that may arise as a result. If you are in any doubt as to the suitability of software to be downloaded for your computer, it is recommended that you obtain specialist advice before downloading.

© 2006 - 2008 Standard Life

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Standard Life plc, registered in Scotland (SC286832), Standard Life House, 30 Lothian Road, Edinburgh EH1 2DH. Standard Life group includes Standard Life plc and its subsidiaries. Telephone +44 (0)131 225 2552. Calls may be recorded/monitored and call charges may vary.