Welcome to Shareholder News.

This straight-to-the-point look at Standard Life’s business in 2007 concentrates on the key things that you – our shareholders – have told us you want to hear about.

Shareholder News is a quick way to find out about your next dividend payment, and how our businesses around the world are helping us drive shareholder value, as well as what we have planned for 2008. There’s also some information about shares, and we explain what’s been happening with our share price over 2007.

Driving value. Financial highlights of 2007

Your shares. Understanding how shares work

Moving online. How to help us save paper

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This Shareholder News document refers to the availability on the Company’s website – www.standardlife.com – of the Annual Report and Accounts for 2007 and the AGM guide 2008, containing the Notice of Annual General Meeting (the ‘documents’). Shareholder News is not a summary of the documents and should not be taken or relied upon as a substitute for reading the documents. You should therefore read the documents carefully before taking any decision.

This information is written for the majority of Standard Life shareholders, including those who have a share certificate or hold their shares in the Standard Life Share Account. Although much of the information will be relevant to all shareholders, some details – for example information on how to vote – will not apply to participants in the Standard Life (Employee) Share Plan (SLSP). SLSP participants should visit www.computershare.co.uk for specific information regarding the SLSP.

Please remember that the value of shares can go down as well as up and you may not get back the full amount invested or any income from it. All figures and share price information have been calculated as at 31 December 2007 (unless otherwise stated).

NOTE ELECTRONIC VERSIONS OF THE MATERIALS YOU ARE SEEKING TO ACCESS ARE BEING MADE AVAILABLE ON THIS WEBSITE BY STANDARD LIFE PLC IN GOOD FAITH AND FOR INFORMATION PURPOSES ONLY.

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© 2007 - 2008 Standard Life

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