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image of Sandy Crombie

How we are driving value for shareholders

Working hard for our shareholders

As we continue to grow in experience as a plc, we’re improving the way we do things. We’re working to create a business that meets the needs of our shareholders and our customers. This means adding value for you by looking after our customers in a way that’s good for them and good for our business. Our 2007 results tell us that we are on the way to achieving that balance.

Sandy Crombie, Group Chief Executive

Our business performance for the Group in 2007


Worldwide new business sales underlying profit before tax operating profit before tax
return on embedded value capital and cash generation New business margin

View textual version of our figures

Sales figures are on a PVNBP (Present Value of New Business Premiums) basis. Underlying profit figures are based on an IFRS (International Financial Reporting Standards) basis. Other measures above are based on EEV (European Embedded Value). All comparators are with the twelve months of 2006.

For further details on the figures above, including a description of the basis of preparation, please see our Annual Report and Accounts.



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