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The 2007 final dividend payment of 7.7p per share was paid on 30 May 2008

Part of being a shareholder is sharing in the Company’s profits when a dividend is declared. This section tells you about dividends and how and when you could receive them:

• What is a dividend?
• When will dividends be paid?
• Dividends we’ve paid
• How will dividends be paid?
• What if I buy or sell shares around the time of dividend payments?
• How do I change my account or address details?

What is a dividend?

If Standard Life makes a profit, our shareholders may receive a share of this as a dividend payment. If Standard Life does not perform well, this may lead to its dividends being reduced or no dividend being paid at all.

When will dividends be paid?

We currently intend to pay our interim dividends in November and our final dividends in May each year.

Dividends we’ve paid

To reflect our good financial performance in 2007, on 30 May 2008 we paid a final dividend of 7.7p per share for the year to 31 December 2007, making a total of 11.5p per share for 2007.

Our first interim dividend of 3.8p per share was paid on 30 November 2007.

Our first dividend as a plc was paid on 31 May 2007 of 5.4p per share. This covered the period from flotation to 31 December 2006.

How will dividends be paid?

You can choose to receive your dividends in one of three ways:

1. Reinvest your dividends in Standard Life plc shares
   
   Standard Life plc has arranged a dividend reinvestment plan – also called DRIP. This gives shareholders the opportunity to use their cash dividend to buy more Standard Life shares through a special dealing arrangement, so you receive extra shares instead of cash.
   
   If you choose this option, we will send you a statement at the time of each dividend payment.
   
   
2. Receive a cash dividend payment in your bank or building society account
   
   You can have your dividend paid directly into the bank or building society account of your choice – this means the money is usually available to use more quickly than if you receive your dividends by cheque. The money is normally transferred straight into your bank account on the day the dividend is paid.
   
   
3. Receive a cash dividend payment by cheque
   
   If you don’t choose to reinvest your dividends, or have them paid directly into your bank account, you will be sent a cheque for the relevant amount. You may be charged a fee to present this cheque, particularly if you live outside of the UK.

To find out more, or to change your dividend payment option, visit managing your shareholding.

What if I buy or sell shares around the time of dividend payments?

Dividends are paid to all shareholders who are on Standard Life plc's share register at the close of business on the record date. This can be up to three months before the dividend payment date. If you buy or sell shares shortly before the record date you may not receive the next dividend payment. For more information contact your local Standard Life Shareholder Helpline – you can find the number in contact details – or your broker.

How do I change my account or address details?

So there's no delay in receiving your dividend payments, please tell Computershare if your bank or building society account or address details change in the future.

You can do this online – all you need to do is register with Investor Centre. To find out how visit managing your shareholding. Or see Computershare’s contact details.